En los seguros de vida ¿qué es un suplemento de póliza?

What is a life insurance policy supplement? When does it apply? 

The insurance policy supplement, both in life insurance and in any other type of insurance, is a document that reflects all the changes that have been made since the insurance was taken out. In the case of life insurance, these modifications may affect, for example, complementary coverage (whether they have been added or cancelled), the insured capital, the designation of beneficiaries, the debit account receipt etc

When these modifications are made and the data is updated, the insurer sends a document with said data to the client’s address: this document is the policy supplement. This policy supplement cancels the previous conditions and replaces them with the new ones.

It is important to note that the policy supplement is an integral part of the insurance policy itself. For this reason, the supplement must be signed by the policyholder and the insurer to be effective.

At PuntoSeguro we not only process your life policy, but we help you in any future process you may need. We also advise you when taking out your policies and we inform you of the best rates to renew your insurance with the necessary advance notice. We are insurance brokers and we offer a personalized treatment to all our clients. Being a brokerage, we offer different types of insurance from a wide variety of insurance companies to offer the most suitable product for the needs of each client. In addition, we offer free advice so that our clients can find insurance with the necessary coverage to really cover their needs.

In the PuntoSeguro life insurance comparator you can compare the prices and conditions of the best life policies on the market, including life insurance with coverage in the event of absolute permanent disability. And just for taking out a life policy with us you have free access to the PuntoSeguro Fit app. In addition to keeping track of your daily physical activity, and contributing to social causes, you can get a discount of up to €120 on each renewal.

If you need more information to take out insurance or need any additional clarification, do not hesitate to  contact  us.


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