What documentation do I have to submit to the Registry of Insurance Contracts for death coverage to know if I am a beneficiary of life insurance?
The Registry of Death Insurance Contracts is a public registry under the Ministry of Justice whose purpose is to provide the necessary information so that potential interested parties can know if a deceased person had contracted death insurance, as well as the insurance company with which it was subscribed. Its purpose is for potential beneficiaries to contact it to verify if they appear as beneficiaries and, where appropriate, claim from the insurance company the benefit derived from the contract.
To request information on life insurance in the Registry of death coverage insurance contracts, form 790 must be submitted, which can be downloaded on the www.mjusticia.gob.es website or, free of charge, at the Territorial Management of the Ministry of Justice and in Madrid at the Central Office of Citizen Services.
However, submitting the form to request the information has a cost, a fee that at the time of publication of this article is € 3.70. This fee can be paid by electronic banking or in any of the Financial Institutions collaborating with the Tax Agency. In this case, once the fee has been paid and the model validated, it must be presented at the window or sent by mail. This management can also be done from abroad, paying the fee in a collaborating Spanish entity or making a transfer. In this case, it is important to review the conditions on the AEAT website.
In addition to requesting the model and paying the fee, it is necessary to submit the following documentation:
- Literary death certificate, in original or certified copy, issued by the Civil Registry corresponding to the locality where the person died, which must necessarily include the name of the parents of the deceased.
- If the date of death is later than April 2, 2009 and the death is not registered in a Magistrate’s Court, it is not necessary to present the death certificate. In this case, it is essential to state the DNI/NIE of the deceased (if you do not have an NIE, a copy of the passport or, failing that, the identity document of your country of origin).
Find the best life insurance, individual or collective, in PuntoSeguro.com
At PuntoSeguro we not only process your life policy, but we also help you in any future procedure you may need. We also advise you when hiring your policies, both individual and collective, and we inform you of the best rates to renew your insurance with the necessary advance.
In addition, in our life insurance comparator you can compare the prices and conditions of the best life policies on the market, including life insurance with coverage in case of absolute permanent disability. And just by taking out a life policy at PuntoSeguro you will participate in the #RetoPuntoSeguro, an exclusive challenge that we propose to the employees of the companies so that they are rewarded when they perform physical exercise.
Through the PuntoSeguro Fit App, the physical activity of each user is rewarded through challenges, both individual and collective. In addition to having your daily physical activity controlled and contributing to social causes (collaborating in overcoming the collective challenge), you can get a discount of up to € 120 on each renewal of your insurance, as you overcome the individual challenge month by month.
