Stop overpaying. Switch to PuntoSeguro 40

Mortgage life insurance is a necessary product, which banks place at abusive prices. Do you like to overpay?

I sure don't. That is why at PuntoSeguro we take care of canceling your policy with the bank, and that you pay 40% less.

It is a guaranteed discount and without a medical questionnaire, as long as the capital pending amortization does not exceed €200,000.

If your bank penalizes you for linking your life insurance to a better spread, use our calculator. Solve your doubts about whether it is worth changing or not, and calculate the money you will save when you finish paying off the loan.

In the long run it always pays off, and that is that according to a recent study , having life insurance with the bank is up to 4 times more expensive.

effort phone
 
 
 
 

Say goodbye to life insurance with your bank

Replacing your life insurance with PuntoSeguro is very easy. We are here to help you

 
Automatic 40% discount on your last receipt

Automatic 40% discount on your last receipt

Fill out the application. Add a screenshot of your receipt and that's it.

 
We cancel your current policy for free

We cancel your current policy for free

Avoid awkward situations with your branch. We take care of everything.

 
lifetime discount

lifetime discount


Better coverage than your current insurance + decreasing capital to always pay what is fair.

We improve your current insurance
with the following coverages

You pay less, you get more

We improve your current insurance
 

Second international
medical opinion

In case of serious illness you will
have a second diagnosis.

We improve your current insurance
 

medical guidance service

Telephone available 24 hours to answer
medical questions.

We improve your current insurance
 

Legal and tax advice
to beneficiaries

Obtaining certificates and payment
of inheritance tax.

We improve your current insurance
 

Online testament service

Draft your will easily online and with
notarial effectiveness

We improve your current insurance
 

Coverage against Covid-19

Our policies cover all diseases,
including the coronavirus.

We improve your current insurance
 

Capital advance in case
of terminal illness

Advance of the insured sum to fight
against the disease.

 
 

Calculate if it is worth canceling your life
insurance linked to the mortgage differential here.

Use this calculator to find out the annual savings on your insurance taking into
account the possible penalty that your bank may apply to you.

Calculate your mortgage penalty

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Frequent questions

Mortgage life insurance or loan amortization are those in which, in the event of the death or incapacity
of the insured, they cover the outstanding loan that there was with the bank at the time of the accident,
leaving the home free of charges.

Mortgage life insurance or loan amortization are those in which, in the event of the death or incapacity
of the insured, they cover the outstanding loan that there was with the bank at the time of the accident,
leaving the home free of charges.

Mortgage life insurance or loan amortization are those in which, in the event of the death or incapacity
of the insured, they cover the outstanding loan that there was with the bank at the time of the accident,
leaving the home free of charges.

Mortgage life insurance or loan amortization are those in which, in the event of the death or incapacity
of the insured, they cover the outstanding loan that there was with the bank at the time of the accident,
leaving the home free of charges.

Mortgage life insurance or loan amortization are those in which, in the event of the death or incapacity
of the insured, they cover the outstanding loan that there was with the bank at the time of the accident,
leaving the home free of charges.

Mortgage life insurance or loan amortization are those in which, in the event of the death or incapacity
of the insured, they cover the outstanding loan that there was with the bank at the time of the accident,
leaving the home free of charges.

Mortgage life insurance or loan amortization are those in which, in the event of the death or incapacity
of the insured, they cover the outstanding loan that there was with the bank at the time of the accident,
leaving the home free of charges.