What documentation do I need to take out life insurance? Is it necessary to do a lot of paperwork?
To take out life insurance, the documentation you will need is the following:
- Photocopy of valid ID
- Insurance application (specific to each company)
- Health questionnaire completed and signed. In some cases, depending on the age of the insured and/or the insured amount, the insurer may request a medical examination.
- Depending on the type of policy and the coverage requested, additional tests or questionnaires to correctly assess the health status of the candidate.
It is important to remember that it is necessary to be completely honest when filling in the health questionnaire. This is because, if the insured suffers an accident covered by the policy, but it is shown that it is due to a cause not included in the questionnaire, the compensation will be denied to the beneficiaries.
At PuntoSeguro we not only process your life policy, but we help you in any future process you may need. We also advise you when taking out your policies and we inform you of the best rates to renew your insurance with the necessary advance notice. We are insurance brokers and we offer a personalized treatment to all our clients. Being a brokerage, we offer different types of insurance from a wide variety of insurance companies to offer the most suitable product for the needs of each client. In addition, we offer free advice so that our clients can find insurance with the necessary coverage to really cover their needs.
Likewise, in our life insurance comparator you can compare the prices and conditions of the best life policies on the market, including life insurance with coverage in the event of absolute permanent disability. And just by contracting a life policy with us you can participate in the #RetoPuntoSeguro , with which you will get an interesting bonus on the renewal of your life insurance just for having an active lifestyle and overcoming the monthly challenges.
Through the PuntoSeguro Fit App , the physical activity of each user is rewarded through challenges, both individual and collective. In addition to keeping track of your daily physical activity and contributing to social causes (collaborating in overcoming the collective challenge), you can obtain a discount of up to €120 on each renewal of your insurance, as you overcome the individual challenge month after month.
If you need more information to take out insurance or need any additional clarification, do not hesitate to contact us.
